Equipment financing advisory firm
Commercial equipment financing, negotiated on your behalf
Versa Capital is a Quebec brokerage firm. Our 19 brokers compare offers across several financial institutions and negotiate the terms for you, on new or used equipment.
- 19
- brokers across Quebec
- 24 h
- to your first callback
- 14
- equipment sectors
Why use a brokerage
What changes when you stop shopping alone
You deal with one team that talks to every institution on your behalf. That is the difference between filing five applications and filing one.
- 01
A strategy built around your needs
We start with your project, your cash position and your seasonality before we talk product. The structure follows your needs, not the other way around.
- 02
Fast access to several institutions
A single application goes out to our financial partners in parallel. You compare real offers instead of knocking on doors one at a time.
- 03
Partner terms, not walk-in terms
As owners and partners of equipment dealerships, we access terms normally reserved for high-volume buyers.
- 04
One point of contact
Leasing, factoring, refinancing, term loans and lines of credit: the same person follows your file from start to finish.
Our financing solutions
Four ways to finance equipment
Each solution answers a different constraint: protecting your cash, freeing up capital already tied to an asset, or spreading an acquisition over time.
A line of credit service is also available.
1-833-508-3772Payment estimator
Estimate your monthly payment
Adjust the amount and term to see the order of magnitude of a payment. This is a starting point for the conversation, not an offer.
Estimated monthly payment
$3,046per month
- Total of payments
- $146,196
- Annual rate used
- 7.90%Illustrative rate only
Estimate based on a lease with a purchase option at term.
This estimate is illustrative and uses a sample rate. Your actual rate depends on your credit file, the type and age of the equipment, and the institution selected. A broker confirms real terms after reviewing your file.
The firm in numbers
Where we stand today
Versa Capital was founded in 2022 and has acted since as a growth catalyst for local businesses.
- 19
- BrokersSpread across Quebec
- 21
- Team membersBrokerage and administrative support
- 14
- Equipment sectorsFrom construction to medical
- 2022
- Year foundedBased in Saint-Augustin-de-Desmaures
How it works
What an application looks like
Four steps, one point of contact. You only file the paperwork once.
- 1
You describe the project
By phone, by email or through the form. The equipment, an approximate amount and your timeline are enough to get started.
- 2
A broker calls you back within 24 hours
They confirm your needs, your financial situation and which solution actually holds up before approaching any institution.
- 3
We shop and negotiate
Your file goes to our financial partners. We negotiate rates and terms, then come back to you with offers you can compare side by side.
- 4
You sign, the equipment runs
We coordinate the paperwork between the selected institution and your supplier, through to disbursement.
Financing application
Request a quote
Fill this out and a broker calls you back within 24 hours. No commitment.